
Green loans are having their day in the sun
Australia has the highest uptake of solar globally. Figures from the Clean Energy Regulator show that more than 2.68 million rooftop solar power systems have been installed in Australia in total, - that means one in four homes have solar panels on their roof!

What are non-genuine savings?
Saving for a home loan deposit often involves years of sacrifice and proving your budgeting skills through genuine savings—funds accumulated over time. However, if your deposit comes from non-genuine savings like an inheritance, gift, asset sale, or family support, that’s perfectly acceptable too! Just let your broker know and select "non-genuine savings" when comparing home loans.

A little known fact about variable rates
Did you know there are two types of variable rates: standard and basic? Standard rates offer features that can help you pay off your loan faster but often come with higher interest rates, while basic rates have fewer features, which may limit flexibility but typically offer lower interest rates..

Five signs it’s time to refinance
"Don’t Set and Forget Your Mortgage!"
If it’s been 2+ years since you took out your loan, your fixed rate is ending, or your financial situation has changed, it’s likely time to refinance. With market shifts and growing equity, you could unlock better rates, features, or even cash out for new goals.
📞 Contact us today for expert refinancing advice!

List of first home buyer grants
Getting on the property ladder is challenging, but it might be easier than you think thanks to a range of first home buyer assistance measures offered by Federal and State governments.
Conditions apply for all these schemes, so please speak to us to confirm your eligibility.

How does buying a house and land package work?
Buying off the plan is great for those who prefer to let developers take charge, but if you want more control and can pay for land upfront, a house and land package could be ideal. This option allows you to have a say in the design and construction of your home.

The differences between solicitors and conveyancers
Buying a home is a big deal, and navigating the legal side can be overwhelming. Should you choose a solicitor or a conveyancer for your settlement? While they both handle conveyancing, understanding the difference between their roles is crucial. Read on to uncover which professional is right for you!

Positively gearing your property – a guide.
If you want to start earning money from your rental property straight away positive gearing is right for you!
Read on to find out how.

How to be a ‘rent-vestor’
Rent-vesting is an increasingly mainstream strategy for those seeking to break into the property market or expand their portfolio without impacting their lifestyle.
It breaks the traditional approach of buying a property and living in it. It means you can rent in the area you love and buy in the suburb you can afford.
Read on to find out more.

5 rules for your business plan
Preparing a detailed business plan will inform the lender about your business proposal so that it can assess your application as favourably as possible.
Continue reading to find out the 5 rules for your business plan

Why you should shop around for loans
Record Property Prices Demand Smart Loan Choices
With Australia’s median property price hitting $794,000 and average mortgage sizes soaring to $626,055, finding the right loan has never been more crucial. Interest rates and borrowing power can vary widely between lenders, so shopping around could mean securing significantly better terms—or even a larger loan.

How to get a great business loan
Boost Your Business Loan Approval Chances
To secure a business loan on favorable terms, it’s essential to demonstrate profitability and repayment ability. Lenders focus on your financial position, projections, and business plan, assessing how the loan will drive revenue and the value of any assets involved. Factors like credit history and industry health also play a role, so strong preparation is key to success.

Are you eligible for the Housing Assistance Scheme?
With 50,000 places available for 2024-25, the HGS offers:
✅ Buy with just a 5% or 2% deposit, no LMI (eligibility applies)
✅ Support for first home buyers, regional buyers, and single parents
Read on to learn more!

Redraw and offset - are these loans right for you?
Want to pay off your home loan faster AND save on interest?
Discover the power of redraw facilities and offset accounts! Both can cut your interest bill, but they work in different ways—and the right choice could save you thousands.
Read on to learn how they work!

50% of borrowers may not understand lender’s mortgage insurance
LMI is a form of insurance that protects the lender in case the borrower defaults on the mortgage and the lender can't recover the loan from selling the home. The premium varies, depending on the size, type and location of the property.

Top Tips for Negotiating a Property Price.
Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property

How to Budget Better
Becoming a better budgeter can help you save more, invest more and get ahead on your home loan.
To stay on top of your finances, there are two broad approaches you can take.