Your goals, Our expertise, The right move.

SMARTCHOICE MONEY

Residential and Commercial Lending

  • We help first-time buyers and experienced homeowners secure the right home loan. Our expert advice ensures you get competitive rates and flexible terms tailored to your needs.

  • Whether you’re starting or expanding a business, our commercial loan solutions provide tailored funding for property purchases, working capital, or business growth.

  • Looking to save on your mortgage? We offer refinancing solutions that could lower your interest rate or adjust your loan to better suit your financial situation.

  • Building your dream home or a new development? Our construction loans provide the financial flexibility you need during each phase of the build, from land purchase to completion.

  • Grow your property portfolio with our investment loan options. We'll help you navigate financing for rental properties, leveraging our expertise to maximise your return on investment.

  • Get on the road faster with our competitive car loan options. Whether it's for personal or business use, we offer tailored solutions with competitive interest rates.

  • We offer asset finance for businesses looking to acquire equipment, vehicles, or machinery. Flexible payment options and expert guidance ensure your business continues to thrive.

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Our commitment to you.

We're excited about partnering with you to identify your goals and to present you with a tailored finance solution. Our commitment is to save you time, money and hassle whenever possible throughout your journey to achieve settlement & beyond.

  • We’ll take the time to understand your unique situation and goals.

  • We’ll ensure your finance is structured to meet your needs, with competitive terms and pricing.

  • Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled.

  • We’ll stay in touch to make sure that you still have the right loan as your situation changes.

Testimonials

  • Excellent service and a very lovely lady. Gretel kept us informed and got the best possible home loan available. A real trusted advisor. Will definitely recommend and use again.

    Tim, Naremburn NSW

  • We had such a great experience with Gretel when we were looking to refinance our home loan. Through diligent research and transparent communication, Gretel was able to get highly competitive pricing for us. We were thrilled with the outcome and we didn't even have to switch lenders. Would highly recommend Gretel!

    Megan, Brisbane Qld

  • Even though you’re a Dodds now, you’ll always be a Star to us :) We really appreciate your help & advice.

    Adrian, Orange NSW

  • We completed our first investment property purchase in October and Gretel was there for us every step of the way. From analysis of our situation to securing the most competitive rates and through to purchase - Gretel went above and beyond to assist us through the process. I cannot recommend Gretel and her service more highly.

    Seamus, Brisbane Qld

  • We worked with Gretel Dodds this year in order to get the loan that suited us best. Gretel held our hand through the whole process while making sure that any arising issues along the way were corrected quickly and efficiently.

    Gretel is very knowledgeable and offered us highly professional service. She always took the time to answer all our questions and was working efficiently with our lawyer and real estate agent. Gretel is very precise in her work as well as kind, caring and personal. We sensed that she had our best interest at heart.

    There is not one negative thing that I can say about her service.

    I highly recommend Gretel!

    Gal, Southern Highlands NSW

  • We have returned to Gretel multiple times for refinancing over the years. She thoroughly researches the market, offers considered advice and keeps us proactively informed throughout the entire process. Highly recommend.


    Fiona, Sydney NSW